Insurance - Additional Coverage

In Simple Terms

The race promoter must carry insurance to cover third-party damage (like damage to spectators or property), which is separate from the personal insurance that drivers carry. However, drivers aren't considered third parties to each other, meaning this rule doesn't cover driver-to-driver incidents.

• Promoter's third-party insurance is mandatory and separate from drivers' personal insurance
• Drivers are explicitly excluded from third-party classification when dealing with each other
• This insurance covers external parties like spectators and track infrastructure, not inter-driver accidents